Free tool
Premium Tax Credit Calculator
Estimate your ACA Marketplace subsidy. Enter income, household size, and your benchmark Silver premium to see PTC eligibility and monthly credit.
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Premium Tax Credit Calculator
2025 Marketplace coverage · uses 2024 FPL and IRA-extended applicable figure
Ages of household members
You + spouse (if any) + each tax dependent. Ages are used for age-rated Silver premiums.
Second-lowest-cost Silver plan for your household. Auto-fill uses the CMS Marketplace API; verify against your official Form 1095-A or healthcare.gov quote before filing.
Enter your household MAGI to see results
Include wages, self-employment, interest, dividends, capital gains, and untaxed Social Security.
Not sure which income counts, or how MFS applies?
Household MAGI, mid-year coverage changes, and Form 8962 reconciliation need a professional review. Book a consultation with Raquel.
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